Disclaimer

1. General Information Only

The information contained on this website — www.casanjay.com — is published by SANJAY YASHPAL KAPOOR & ASSOCIATES (hereinafter "the Firm") for general informational and educational purposes only. The content on this website does not constitute professional advice, whether legal, financial, taxation, or otherwise.

Nothing on this website should be construed as a solicitation or advertisement of professional services in any manner whatsoever, as per the guidelines of the Institute of Chartered Accountants of India (ICAI).

2. No Professional-Client Relationship

Use of this website, contacting the Firm through the contact form, email, phone, or WhatsApp, or receiving any communication from the Firm does not create a professional-client (chartered accountant-client) relationship. A formal engagement letter must be signed before any professional relationship is established.

3. Accuracy of Information

While the Firm endeavors to keep the information on this website accurate, complete, and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk.

4. Tax Tips, Calculators & Tools

The tax tips, financial calculators (Income Tax Calculator, GST Calculator, EMI Calculator, FD vs SIP Comparator), quotes, market data, and other tools provided on this website are for illustrative and educational purposes only. They are based on general information and assumptions and may not reflect the latest changes in tax laws, regulations, or market conditions.

These tools should not be used as a substitute for professional advice. Tax computations may vary based on individual circumstances. Please consult a qualified Chartered Accountant for personalized advice tailored to your specific financial situation.

5. Market Data & Investment Information

Any market data, stock indices (NIFTY, Bank NIFTY), SIP calculators, or investment-related information displayed on this website is sourced from third-party providers and is for informational purposes only. It does not constitute investment advice or a recommendation to buy, sell, or hold any securities.

Investments in securities/mutual funds are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.

6. External Links

This website may contain links to external websites such as Income Tax India, GST Portal, RBI, MCA, SEBI, EPFO, ICAI, and other government or financial portals. These links are provided for convenience and informational purposes only. The Firm does not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party websites.

7. ICAI Compliance

This website has been designed in accordance with the guidelines issued by the Institute of Chartered Accountants of India (ICAI) for websites of its members and firms. The Firm is a member of ICAI and adheres to the Code of Ethics and professional standards prescribed by the Institute.

The CA logo displayed on this website is the official logo of the Chartered Accountancy profession in India, used as permitted by ICAI for its members.

8. Limitation of Liability

In no event shall the Firm, its partners, employees, or associates be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

9. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of SANJAY YASHPAL KAPOOR & ASSOCIATES and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution of any content from this website is strictly prohibited.

10. Changes to This Disclaimer

The Firm reserves the right to modify or update this disclaimer at any time without prior notice. It is the user's responsibility to review this page periodically for changes. Continued use of this website after any modifications constitutes acceptance of the updated disclaimer.

11. Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts in Panchkula, Haryana, India.

Last updated: February 28, 2026